Day: May 4, 2017

Florida Public Health Adjusters and Health Care Reform

The State of Florida licenses Public Adjusters to represent individuals in claims against insurance companies. Typically, a Public Adjuster works in areas of property losses, such as a home damaged by fire. The PA investigates and evaluates a claim and works to maximize the recovery of the homeowner.

A relatively unknown area of licensing in FL is the Health Public Adjuster. This job involves maximizing the recovery of health insurance benefits by a claimant. The HPA works to negotiate coverage, when coverage is limited or denied. Like other Public Adjusters, the HPA is paid a contingency fee which is a percentage of the recovery. While Public Adjusters are required to serve a 1 year apprenticeship, complete the Accredited Claims Adjuster Designation and pass the state test, these requirements do not apply to the Health Public Adjuster (3-40).

Florida Insurance University, a partner with the University of Central Florida in Orlando, is introducing a the Public Health Adjuster Designation. This designation will prepare the new HPA for the job challenges ahead with Health Care Reform. It is predicted that once health care reform is implemented, there will be an enormous volume of clients who will need assistance in getting bills for medical treatment paid.

Licensing for the Health Public Adjuster license involves applying to the Department of Financial Services for the license, submitting fingerprints and posting a $50,000 bond. The bond can be purchased from any insurance agency that sells surety bonds.

The Public Health Adjuster Designation from the University will identify those adjusters who have the training and knowledge to properly represent clients in health care claims. In a job market that is suffering from high unemployment, the Health Public Adjuster will be in great demand. More information can be obtained by calling (407) 927-1235.

See the Florida Department of Financial Services website for more information:

Do I have to apply for the 31-20 Public Adjuster Apprentice License to adjust only Health or Workers Compensation? No.

http://www.fldfs.com/Agents/Licensure/Agents-Adjusters/FAQPubAdjApprentice.htm.…

Read more

3 Exercises Tips from Someone With Experience

Important Information Regarding Online Workouts For Endurance That You Need To Know About

These days, there is already a abundance in the number of different types of online workouts that can be used by consumers in order for them to increase their performance and their conditioning as well. If you are looking for workouts and online programs that are intended for endurance, there are also lots of them in the internet and mind you, these online workouts for endurance are considered as a good way of improving the condition and the health of every individuals who will partake to it. If you happen to be someone who are having a hard time walking or traveling long distances, then workout for endurance is the perfect one for you and it has been recommended by experts. It is very important for consumers such as yourself to be lively, active and not to get tired easily so that you can perform all the task that you need to do exceptionally in your workplace. When you take the endurance training, you are assured of being helped in performing much better in the years to come. When you undergo endurance training, you are guaranteed that your susceptibility to stress, fatigue and other forms of diseases will be reduced dramatically. You need not have to worry when you take the endurance training as it is something that is very simple and easy to do plus, you need not have to use any lifting and exercise tools as well as devices.

For those of you out there who are having problems with your endurance, there is now a way for you to improve that and that is by way of conditioning the cardiovascular system. Speaking of conditioning the cardiovascular system, endurance training is good for you as it includes routines that will surely improve your cardiovascular system such as different types of exercises, aerobic, jogging and running as well. You need to perform this routine in order for you to be helped in the improvement of your metabolic rate. You need to make sure that you are strictly following all the drills and exercises so that you can help your body adapt and adjust properly and accordingly. When you got an online workout, every single thing that you need to do regarding your endurance will be placed there, most especially the drills that you need to follow. In addition to that, you are also being provided a daily schedule so that you are guided when performing the different drills and exercises.

Breathing technique is known for being in one of the most important aspect of endurance training since it helps the body adapt and perform much better.

Support: my latest blog post

Read more