Dental Insurance – HMO or PPO – What's the Difference and Which Is Better?

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There are several important differences between HMO and PPO dental insurance plans. If you are trying to decide which one to go with you will want to answer several questions, the first being, does your choice of dentist matter to you? With PPO dental plans they usually have a wide network of dentists to choose from.

With HMO's you usually have a very limited number of dentists to choose from. This does not mean that HMO dental plans are inferior however because where your choice of dentist is limited, you make up for it with savings on the more majororative procedures.

The way this works is that first off, PPO plans always have a calendar year maximum of $ 1,000, $ 1500 or $ 2000. That means that the insurance company will not pay claims on your behalf once you have reached this threshold.

HMO plans typically do not have any maximums, which only means that if you have extensive restoration work that needs to be done (think dental implants, inlays, onlays, multiple root canals / crowns) the savings will be substantial.

Another difference is that with HMO plans, all services are tied with copays, usually not more than $ 280 for the most involved procedures. With PPO plans you pay percentages which can be much more when it comes to the major restoration work.

What is the bottom line? If you do not expect need extensive dental work done and just want coverage for preventive care, x-rays and fillings and choice of dentist is important to you, a PPO plan will be just fine for you. If you know that you need some more major restoration work done and choice of dentist is not so much a concern as is saving on the work that you need to have done, an HMO plan may be a better fit for you. …

Marketing Ideas For Naturopathic Doctors

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These are some useful ideas for marketing Naturopathic services. I’ve worked at many advertising agencies and have produced dozens of profitable campaigns. I’m a direct response marketer, because I don’t have the patience for any other type of marketing.

I like getting the results of my efforts within weeks not months or years. Direct response marketing on the internet really speeds up the feedback you get. Here’s a few ways to maximize the profits you get from any marketing you do.

Pick the right method

The choices you have to market your practice are many, but only a few are the most effective. When it comes to marketing Naturopathic services, you need to educate the public about the benefits. Naturopathic services have to be sold, because the general public is not fully aware of the amazing results that are possible. I’ve seen people healed of life long illnesses from just one visit.

Since the public is not aware of the positive benefits of using a Naturopath, your advertising choices are more limited than a traditional doctor or lawyer. A Dentist can use a display ad and get a good response but a Naturopath probably will not get a profitable response from a simple display ad.

Room to sell

You need room to sell (explain) your service. And that can only be accomplished through a direct response letter. In direct response, long letters get the best response. You have to let the customer know who you are and what you can do for them. A postcard can’t do that for you, it has to be done in a letter format.

Target the right people

With direct mail you can also target specific audiences, like the aging baby boomers market. There are hundreds of list brokers who are waiting to sell you exactly the list you need. The more targeted your list, the higher response you’ll get. Two simple points to keep in mind when shopping for a mailing list. First, find out where they acquired the names (paid subscribers are the best). Second, it’s a free market place, so compare prices.

Get your letter read

Once you find the right list, you can create the letter with them in mind. Take your time and think up a powerful headline. Most people decide to keep reading based on the headline. Put the main benefit of using your service in the headline. In the body of the letter, tell them a success story. One that starts with a sick patient who tried everything else but was cured when they decide to come to you. Every Naturopathic Doctor has at least one of these stories.

This brings us to the testimonials, always include great testimonials. Just email your current clients a request for a testimonial. If you don’t get a lot of responses, try writing the testimonial for them and just ask them to OK it. Sometimes people are to busy (or lazy) to sit down and write one. See if you can get …

3 Practical Tips for Avoiding Cavities

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Cavities are among the worst oral afflictions from which a person can suffer. In addition to being unsightly and painful, cavities can also cause fatal infections in some cases. While it’s true that some individuals are more genetically predisposed to cavities than others, this doesn’t mean that steps can’t be taken to avoid them. Through a combination of common sense, at-home care and regular dental checkups, you can dramatically lower your chances of becoming afflicted by cavities. In the quest to keep your teeth cavity-free, the following pointers are sure to serve you well.

1. Be Vigilant About At-Home Care

When working to prevent cavities, no one can afford to underestimate the importance of at-home care. There’s no question that dental cleanings are essential to the cavity-fighting process, but being vigilant about brushing and flossing is arguably the most important step you can take in the battle against cavities. With this in mind, make a point of brushing and flossing within one hour of every meal. Furthermore, people with a sweet tooth are strongly urged to brush and floss after consuming sugary and/or starchy foods.

2. See Your Dentist Twice a Year

A good dentist is an invaluable ally in the war on cavities. In addition to giving your teeth a thorough cleaning, your dentist will thoroughly examine your mouth for warning signs of cavities and various other oral afflictions, thus helping stamp out cavities before they occur. New-Yorkers on the hunt for skilled dentists Brooklyn should get in touch with Park Slope Dentistry. Helmed by Ronald I. Teichman, D.D.S., Park Slope Dentistry prides itself on being accommodating, affordable and consistently dependable.

3. Consume Cavity-Conducive Foods in Moderation

Sugary and starchy foods and beverages are among the chief causes of cavities. Although there’s nothing wrong with treating yourself to the occasional candy bar or soda pop, it’s important to consume such things in moderation. In addition to cavities, frequent consumption of sugar has been known to result in diabetes, high blood sugar and various heart problems.

No one relishes having cavities. Not only can they cause considerable discomfort, they can also be quite expensive – and painful – to fix. With this in mind, it’s in everyone’s best interest to stay on top of preventative care. Anyone interested in diminishing the threat of cavities should be vigilant about at-home care, visit a dentist twice a year and consume cavity-conducive foods in moderation.

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Dental Detox – Toxic Waste In Your Mouth And Gums

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Many individuals are unaware that the health of your mouth can have an enormous effect on the health of your whole body. Oral diseases can even shorten your lifespan. Additional and more scientists are discovering that individuals with poor oral health are vulnerable to a number of sicknesses and degenerative diseases.

One of the elements of Biological Dentistry is dental detox. The main target is on getting rid of the toxic pollution that may be found in your mouth – pollution that’s typically caused by previous dental work.

Dentistry has made huge strides and your dentist should be commended for his or her commitment to excellence. But, certain unintended consequences of modern dentistry can hurt your health.

Some of the main sources of dental toxicity are:

1. Gum disease

2. Mercury fillings

3. Cavitations

4. Root canals

These sources of dental toxicity can: lower the immune system; result in low level infections; kill nervous system and brain cells; result in auto immune disorders, chronic fatigue, Lou Gehrig’s disease (ALS), Leukemia, Alzheimer’s, high cholesterol, birth defects, and emotional and mental problems, as well as attempting suicide. Dental detox is here to heal you.

Using the dental detox and body detox methods of Biological dentistry, you’re treated with a whole body approach, not simply for the problems you are facing now. Biological dentists are inquisitive about generating overall health through detox, nutrition, the proper alignment of the jaw, and the prevention of TMJ.

They also work hard to make sure patients are well educated about the very best type of preventive care out there. They try to develop new equipment and techniques which will make the patient more comfortable and safe when going through restorative and corrective treatments.

Biological dentists are concerned about long term health. This is why they often recommend that toxic mercury amalgam fillings be replaced with biocompatible materials. It is also why they focus on healing cavitations in the jaw bone and removing dead root-canalled teeth.

Analysis continues to show us that we can live longer and healthier by taking better care of our mouths. Though not everybody reacts the same, Biological dentistry has thousands of reports of various physical and emotional diseases being taken care of through the correct kind of treatments.

Through dental detox and body detox programs, you’ll have a healthier immune system, feel and appear younger, stop toxic emotions, help purify your blood, clean your digestive tract of mucus, fermentation, inflammation, and congestion, facilitate get rid of terrible arthritis pain, and several other things. This program gives you the data you wish, and also the support required for you to stop your suffering and pain for the rest of your life.…

Are Dental Discount Plans A Scam? Let’s Take A Closer Look

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What’s all of the fuss about these dental discount plans anyway? They’re not dental insurance so are they any good or are they some kind of hyped up “money making scam” created to rip off unsuspecting consumers that don’t know any better?

Let’s take a look at some of the differences between discount dental plans and traditional dental insurance.

Dental Insurance

This is what you’re probably used to hearing about, right? Of course you are! Why? Because the word “insurance” is included in the term. If it’s insurance then it must be the “way to go” because I already pay for my car insurance, homeowner’s insurance AND Medical insurance so why shouldn’t I just buy the darned dental insurance and be done with it?

Dental insurance is actually not as easy to get as it once was. Most of the better policies these days are actually obtained through group coverage purchased by employers, although you can purchase dental insurance policies for yourself and your family through an insurance agent.

You can get several big name companies that provide coverage this way. This type of dental insurance, while providing decent coverage, does have what is known as a “waiting period” before any type of previous conditions will be covered.

Previous conditions are dental problems that you had before you purchased the insurance. This will shock you after you visit the dentist for the first time after receiving your new dental card.

Example, when you first go to the dentist they will want to perform an “Initial Oral Exam”. This basic procedure will determine a course of action for you and your dentist in order to get and keep your teeth and gums healthy. You will also have to have “bitewing” x-rays in order to find any cavities or “caries” that are not obvious.

Here comes the shocker. You walk into the dentists office in a great mood thinking to yourself “This is great! I’m finally going to get my teeth fixed because I’ve got me some dental insurance!” This is when the dentist drops the “bomb” on you that the procedures needed to fix your teeth will cost you several hundred (or thousand) dollars and, in order to get your teeth fixed, you will have to pay for that out of your own pocket because your dental insurance does not cover pre-existing conditions.

Most waiting periods last at least six to twelve months and are NOT negotiable. Many procedures won’t be covered 100% even after the waiting period.

Dental Discount Plans

Discounted dental plans offer the consumer professional dental care at a discount. The only stipulation to this is that you must pay cash at the time of the visit. This is how dental discount plans work.

Most discounted plans will give you discounts anywhere from 10-60% on most common procedures such as cleanings, x-rays, exams, crowns, root canals, fillings, etc. Many will cover up to 25% on oral surgery.

It works like this. Let’s say for example that you go …

Dentists for a Tight Budget

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If you do not earn a lot of money and are without proper insurance, you can still get treated for dental problems. Problems and emergencies in this area can strike at any time. You can break a tooth while you play sports. An old crown can fall off or chip. Your filling can fall out. A toothache can become very painful. Do not panic: you can get treatment for free or at an affordable price.

Community Health Care Centers and Dental Clinics

Many states have community health care centers and dental clinics. Many of them charge sliding scale fees to their patients, and they can save you a lot of money on your dentist expenses. Some community health centers and clinics work with charity care, which will pay for all or a portion of your dental expenses. These types of clinics are usually located in urban areas. Search for a community health care center in your area and give them a call. Find out what their fees are, if they work with charity care, what their hours are, and if they accept walk-ins. Bear in mind that some dental clinics have long waiting lists.

Dental Discount Cards

You can save a lot of money on your dental expenses by purchasing a dental discount card. You can save 40% -60% on most procedures with one such discount card. It will cost you $ 75 or more for the year, but is a nice alternative to proper insurance. By searching online, you can find many companies offering these discount cards, so you should compare the benefits associated with each plan. Choose a participating provider after you subscribe to the plan.

After you sign up for the plan, you will receive a membership card in the mail. You will need to present the card in the office when you come in for your first dentist's appointment. You will be able to use the card as much as you want, and the savings add up over time.

Financing

If you need to make an emergency trip to a dentist, you can apply for financing with a bank, credit union, or financing company. You will need decent credit in order to qualify for financing. If you have problems with your teeth, mouth, or jaw, and good credit, you will not have a problem finding a lender that will approve you, and you will be able to pay off your bills slowly.

Payday Loans

If you are short on cash and need to visit a dentistry office, you can apply for a payday loan. You do not need good credit in order to qualify for a payday loan; most payday loan companies do not do credit checks. Make sure you read the terms and conditions before you sign up for a payday loan to find out what kind of fees will be charged. Remember that such companies charge a lot of money in interest for their loans, and you will have to repay the loan in …

6 Dimensions of Wellness

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When most of us think of wellness, we automatically think of physical health. We try to maintain a healthy body and hope that will ward off serious illness in the future. However, while physical health is crucial to good health, wellness has many dimensions beyond the physical. In fact, many experts believe there are 6 dimensions of wellness.

1. Emotional health

Understanding our emotions and finding healthy ways of expressing them is important to emotional health. Learn to accept your limitations and embrace ways to form healthy relationships with others. Maintain a sense of perspective, and learn to control emotions like sadness, anger, or frustration.

2. Spiritual health

Having a purpose in life and feeling that life is meaningful leads to spiritual health. Take some quiet time to discover the morals, ethics, and values that guide your decision making, and try to stick with those during problematic times.

3. Social health

Maintaining healthy relationships with others leads to a healthier you. Try to learn ways to relate well with others, whether they are family members, coworkers, or friends. Practice communication skills and try to be the kind of friend or spouse you would like to have.

4. Environmental health

A healthier planet leads to healthier inhabitants, so not only should you protect yourself from environmental hazards, such as wearing sunscreen or staying indoors on smoggy days, but you should also look for ways to help the earth’s health. Recycle or reuse items that you can, and donate used clothing, cell phones, or old computers to non-profit organizations that can refurbish them, thereby keeping them out of landfills.

5. Intellectual health

You’ve probably heard of the phrase “use it or lose it.” That is particularly true for the brain. As we age, there is a natural progression of a slowing of the brain’s functions, but you can combat this by working your brain every day. Keep your mind active with learning, creativity, and problem solving. Read up on current events each day. Paint, draw, or build something with your hands. Take a continuing education course at a local college, or join a book club. Even working a crossword puzzle each day can help to keep the mind active.

6. Physical health

Maintain a healthy body through proper nutrition, exercise, and the avoidance of harmful habits, such as smoking or alcohol abuse. Make sure you exercise at least 30 minutes each day. Eat lots of fruits, vegetables, whole grains, and healthy fats, such as those found in olive oil. Visit your dentist regularly, since dental health can affect the rest of your body. Seek medical attention when necessary.

Since our bodies and minds are interrelated, true wellness depends of integrating all of the above factors for a more holistic approach to good health. Monitoring and trying to improve in these 6 areas can lead to a happier, healthier you, which can ward off illnesses or diseases.

Physical health is probably the easiest to monitor. For a baseline of your body’s physical health, …

What Was 19th Century Health Care?

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Practitioners of health care in the 19th Century focused on providing care that was generally based on a minimum of causative information. Doctors in 1800 did not have X-rays to help them see inside the body. X-Rays were not discovered until 1895 and the use of them in medicine developed almost immediately to provide one of the first true diagnostic tools. 19th Century health care had very few diagnostic tools. Most 19th Century medical care practices relied almost exclusively on the cataloguing of the symptoms and history of the outcome of similar ailments. 19th Century health may have included doctors care, a visit to an apothecary or if you were very ill and in a hospital. However, the prognosis of all three choices was not typically very good.

Doctors And Hospitals In 1800

Disinfectant was not used in hospitals until the 1870s. In fact, hospitals were very unsanitary until Joseph Lister discovered that the use of carbolic acid aided in reducing the number of infections during operations. 19th Century medical care was a hit or miss adventure, as was going into the hospital. In early hospitals, “curing” a patient did not always mean making them better. Curing usually meant washing, feeding, comforting, or taking care of them while they were sick. Hospitals were and still are unsanitary places in general.

The biggest change in the benefits of hospitals did not occur until penicillin was discovered purely by chance in 1929. Sir Alexander Fleming noticed a mold had developed on a culture plate he had forgetfully left under a microscope. Where the new penicillin mold had grown, the bacteria around it died. Only at this point did the 19th Century health practices really move into 20th century.

19th Century health was very hard on those who were operated on. In fact, the word brutal might be better. It was not until 1846 when an American dentist, William Thomas Green, used ether on a patient while extracting a tooth and the news got out about its success. The new idea of putting the patient to sleep during the operation really caught on.

Medicine

Today all medicine is supposed to be focused on maintaining, or improving the bodies’ functions and improving the general well-being of the body and all of its complex systems. As 19th Century health care often did not have much basis for a treatment program, it attempted to provide treatments not just hopefully to ease the symptoms or the immediate problem, but also just to make you feel better.

However, some of these medicines were simply not helpful at all. For many, 19th Century health care simply meant a trip to the apothecary to get some medicinal herb or potion. Of course some of the natural remedies were actually medicinal, but an alchemist was not, and is typically still not, a real doctor and sometimes the remedy killed, not healed. By the end of the century the practices of 19th Century medical industry had modernized and the practicing and trained …

Medical Field Careers List

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The following article covers some of the bright medical field careers list that you can opt for a career in the field of saving lives.

Medicine is one of the most respected professions around the world. People in this field mean serious business as they are supposed to save lives. Those who help save lives are honored and trusted with blind faith. Their word is taken as the last word and people are ready to do what they advise. Why? Because they can treat diseases and help people out of their misery. A layman knows just a few medical field careers like becoming a doctor, nurse, technician or a physiotherapist. However, these careers are just a few of the many other medical field careers. The medical field careers list is really long and daunting. Those looking forward for a bright and prospering career in the medical field will get overwhelmed with the options available for them. The following list of medical field careers list will help you find a suitable career option for you.

List of Medical Field Careers

You will learn in the following medical field careers list that some fields require only a biology degree and some medical professions require you to have a post graduate degree. If you are ready to spend the rest of your life serving humanity and become a part of highest paying jobs in America, then continue reading.

Allied Health Professions
Allied health profession is group of more than 200 health care careers. Those who work in the allied health care professions can be directly or indirectly involved with patient care. There are some allied medical field careers that work as a part of a health care team and some are able to provide their services independently. There are two categories of allied health professions; technicians and the therapists or technologists. Technicians are basically assistants to trained technologists or therapists. The following allied medical field careers list will introduce you to some of the professions under this group.

  • Acupuncture
  • Addiction Services
  • Paramedic (Paramedic job description)
  • Anesthesia Technician/Technologist
  • Anesthesiologist Assistant
  • Cardiovascular Technologist (Cardiovascular technologist salary)
  • Child and Youth Worker
  • Chiropractor
  • Cytotechnologist
  • Dermatologist (Dermatologist salary)
  • Diagnostic Medical Sonographer
  • Electroneurodiagnostic Technologist
  • Exercise Physiologist
  • Exercise Scientist
  • Kinesiologist (Kinesiologist salary)
  • Kinesiotherapist
  • Lactation Consultant
  • Massage Therapist (Message therapist salary)
  • Medical Assistant (Medical assistant job description)
  • Medical Illustrator
  • Mental Health Therapist
  • Occupational Therapist
  • Orthopedist
  • Orthotic and Prosthetic Practitioner
  • Perfusionist
  • Personal Fitness Trainer (Fitness trainer salary)
  • Physical Therapist
  • Physiotherapist
  • Polysomnographic Technologist
  • Radiation Therapist
  • Recreational Therapist
  • Rehabilitation Counselor
  • Respiratory Therapist
  • Social Worker
  • Specialist in Blood Bank Technology
  • Speech Pathologist/Language Pathologist (Speech pathologist salary)
  • Surgical Assistant (Surgical assistant salary)
  • Surgical Technician

Complementary and Alternative Medicine
The complementary and alternative medicine (CAM) is defined as the National Institute for Health as a group of different medical and health care systems, practices and products that are not part of the Western medicine. The list of medical field careers under this group are:

  • Acupuncture or Oriental Medicine Practitioner
  • Naturopathy Doctor
  • Massage Therapist

Anesthesiologists
These are group …

Los Angeles Dental Malpractice Attorney – When to Hire One

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Why might someone need to hire a Los Angeles dental malpractice attorney?  Easy.  Because everyone understands that in a city like Los Angeles, the home of all things Hollywood – including the glitzy and glamorous world of beautiful actors and models – physical appearances matter.  Dentists don’t just clean teeth anymore, no.  The profession has expanded into a lucrative field of “cosmetic dentistry” and the varying types of procedures that are offered by dentists in Los Angeles have quadrupled.

So, too, have the instances of so called “Dental Malpractice” where one suffers significant loss or pain at the hands of a negligent dentist.  It’s a numbers game.  The more people in Los Angeles go to a dentist for major procedures, the more procedures are done.  The more procedures that are done by more dentists, the more the chances are that end up with someone who is not qualified and something goes wrong.  When something does go wrong, it’s time to call a Los Angeles personal injury attorney who specializes in dental malpractice; also known as a Los Angeles dental malpractice attorney.

Los Angeles resident Guy Terry went to a Los Angeles area dentist in 2006 to get three teeth extracted as a result of crowding of his teeth.  The dentist mistakenly extracted eight upper teeth, believing that the “3” was an “8”.  The restorative surgery to fix the damage was estimated to cost about $60,000.  Guy Terry found a dental malpractice attorney in Los Angeles, sued the dentist and won a large settlement that was later challenged on an unsuccessful appeal.

What is significant about dental malpractice is what it shares in common with legal malpractice and medical malpractice, which is this:  Dental malpractice concerns an action that a dentist does to cause harm to his dental patient – something they did or should not have done.  But dental malpractice also concerns a dentist’s failure to act, such as failing to diagnose a serious problem that eventually causes injury or death.

Sally Newton was an aspiring actress in Los Angeles.  Over two years she paid several visits to a Los Angeles cosmetic dentist, who bleached her yellowish teeth to a bright white, straightened her teeth gave her a movie star smile.  Why the dentist didn’t see the brown spots on her tongue, caused by years of chewing smokeless tobacco is a mystery.  By the time the oral cancer was diagnosed a year later, she had to have part of her tongue removed as well as parts of her gums and cheek.

Her Los Angeles dental malpractice attorney subpoenaed the cosmetic dentist’s records and proved the obvious; this dentist has been negligent for failing to diagnose Sally’s oral cancer.  The dentist’s malpractice insurance carrier was quick to offer a large and fair settlement before the case even went to trial.  Not that they weren’t prepared to fight it out.  Sally located a Los Angeles personal injury attorney that specialized in dental malpractice cases and she was successful.

If you live in …