Globalisation- Opportunities and Challenges

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GLOBALIZATION- OPPORTUNITIES AND CHALLENGES

(with impact on Indian Economy)

Introduction

Indian economy had experienced major policy changes in early 1990s. The new economic reform, popularly known as, Liberalization, Privatization and Globalization (LPG model) aimed at making the Indian economy as fastest growing economy and globally competitive. The series of reforms undertaken with respect to industrial sector, trade as well as financial sector aimed at making the economy more efficient.

Globalization has many meanings depending on the context. In context to India, this implies opening up the economy to foreign direct investment by providing facilities to foreign companies to invest in different fields of economic activity in India, removing constraints and obstacles to the entry of MNCs in India, allowing Indian companies to enter into foreign collaborations and also encouraging them to set up joint ventures abroad; carrying out massive import liberalization programs by switching over from quantitative restrictions to tariffs and import duties, therefore globalization has been identified with the policy reforms of 1991 in India.

Impact of Globalization of Indian Economy

At the present, we can say about the tale of two Indias: We have the best of times; we have the worst of times. There is sparkling prosperity, there is stinking poverty. We have dazzling five star hotels side by side with darkened ill-starred hovels. We have everything by globalization, we have nothing by globalization.

Though some economic reforms were introduced by the Rajiv Gandhi government (1985-89), it was the Narasimha Rao Government that gave a definite shape and start to the new economic reforms of globalization in India. Presenting the 1991-92 Budget, Finance Minister Manmohan Singh said: After four decades of planning for industrialization, we have now reached a stage where we should welcome, rather fear, foreign investment. Direct foreign investment would provide access to capital, technology and market.

In the Memorandum of Economic Policies dated August 27, 1991 to the IMF, the Finance Minister submitted in the concluding paragraph: The Government of India believes that the policies set forth in the Memorandum are adequate to achieve the objectives of the program, but will take any additional measures appropriate for this purpose. In addition, the Government will consult with the Fund on the adoption of any measures that may be appropriate in accordance with the policies of the Fund on such consultations.

The Government of India affirmed to implement the economic reforms in consultation with the international bank and in accordance of its policies. Successive coalition governments from 1996 to 2004, led by the Janata Dal and BJP, adopted faithfully the economic policy of liberalization. With Manmohan Singh returned to power as the Prime Minister in 2004, the economic policy initiated by him has become the lodestar of the fiscal outlook of the government.

The Bright Side of Globalization

The rate of growth of the Gross Domestic Product of India has been on the increase from 5.6 per cent during 1980-90 to seven per cent in the 1993-2001 period. In the last four years, the annual growth

Disability Insurance Vs. Life Insurance – Which Is Better?

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I think that most people would agree that the we live in a state of insurance overload in this country. You need insurance to drive a car, you need it to buy a house (at least you do if you want to get a mortgage from a bank!), you need health insurance to cover medical costs… it seems like everywhere you turn there’s more insurance to buy!

It can become overwhelming for most people, but there’s one area of insurance that you don’t want to overlook and it’s an area that most people do overlook. I’m talking about disability and life insurance.

First of all, what are these two things?

Life insurance is simply insurance that pays your family a set amount of money in the case of your early death. If you get hit by a train or fall out of an airplane or laugh too hard during a funny movie and choke on a pretzel and suddenly die, life insurance makes sure that your family is provided for financially and that their standard of living does not decrease just because you’re not around to pay the bills anymore.

Disability insurance is very similar. The only real difference is that it isn’t focused on your death but merely on your disability. This is particularly important if you have a manual labor type job. So if you break your leg and can’t work for six months, that loss of income won’t affect you because your policy will pay out instead.  

Your employer may already have disability insurance as part of your pay package but chances are they don’t. You’re going to need to find out for yourself whether they offer it or not and if they don’t you’ll need to go out and purchase it on your own.

In a perfect world you should have both of these types of insurance to cover your family in case you die or in case you get hurt and can’t work anymore. Of course, we don’t always live in a perfect world and many people choose one or the other… so which one is best?

That’s a question I can’t answer for you, everybody has to answer that themselves. But for myself I would choose disability insurance as the most important if I had a manual labor job that my family relied on for their sole source of income.

If I die, that’s really bad but my wife can either start working herself to make up for lost income, or marry somebody else as crass as that may seem. The point is, they have options.

If on the other hand I lose my eyesight or break a vertebrae in my spine that keeps me from working anymore, then we don’t have that many options. My wife may not be able work because she might have to take care of me full-time and alternatively she wouldn’t be able to marry somebody else because I’d still be around, barring divorce of course. The point is, …

Harrison Ford Indiana Jones Workout

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Harrison Fords Indiana Jones workout is about as tough of a movie star workout as it gets. For Indiana Jones, Harrison Ford is performing an intense workout and nutrition regime since the movie requires him to be in top physical shape since he needs to sprint, jump, role, crawl and just about anything else that someone combing through long lost ruins would need to do. His girlfriend recently took a moment to talk about the nutrition that is fueling his tough workout.

He is on a strict high protein diet. He is eating lots of fish and vegetables said girlfriend Calista Flockhart.

I think it is pretty simple. I mean we can look at him and tell he is not using drugs, which is often the reason that most people give for celebs getting in great shape. Plus we over complicate fat loss, it is alot easier than we think.

Now I am not working with Harrison but I imagine his workout looks something like this.

3 to 4 days of full body workouts with multi joint movements

3 to 4 sets of 8 to 15 reps per set

Short rest, around 30 to 45 seconds between sets

Aerobic training 3 to 4 days per week for 30 to 45 minutes

What is so interesting about his workout is that it is not your typical bodybuilding one set then rest workout. Harrison Ford knows that he can not be filming a scene then all of a sudden have to rest because he is out of shape. That is not what you would want to see out of a global trotting, treasure finding archaeologist.

Instead, he is training with multiple exercises that increase his ability to burn fat. Aside from the advantage of working out while he is still trying to recover from the previous exercise he is also helping his body burn fat for 24-48 hours after he is done working out. This is known as EPOC or Excess Post Exercise Oxygen Consumption, which basically means that your body is trying to replace the oxygen that you lost during your workout so it is burning fat to do so.

Not so bad. He also has to get a lot of work done in a short amount of time. I have been on movie sets and know that the days are long and tiring, even for the lead actors. So I highly doubt that he wants to go to the gym around 9 or 10 at night when they are done shooting and do a hour or so workout followed by long and boring cardio. Instead he gets all of the benefits of a cardio session during his workout.

I do not think he is taking a lot of supplements either. He is probably not even taking protein powder but just getting his nutrients from whole food.

Here is what I would have him do to build muscle and lose fat for the new Indiana Jones workout.

Everything would be timed …

The 15 Largest Health Spas in the USA

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Health spas are places for relaxation and rejuvenation. Some of the largest health spas in the USA are discussed here.

The 15 largest health spas in the USA are:
1. Dolce Salon and Spa is located in Scottsdale, Arizona. It is a luxurious spa with 28 styling stations, 21 full service spa rooms, 10 manicure and 10 pedicure thrones, a tanning room, a make up full service center and retail boutique. It covers an area of 13,083 square feet with two stories structure. It features body treatments, facials and massage therapy.

2. 24 Hour Fitness is located in San Fernando Valley. Mark Mastrov started it in 1983 with the name “24 Hour Nautilus in San Leandro, California. Today it has 338 clubs in 16 US states. This fitness club provides full service fitness centers, saunas, and group exercise classes.

3. Inn and Spa Berkeley Spring is located in Berkeley Spring, West Virginia. It features 62 guest rooms, 5 suites and famous for their secluded guest cottages. It provides classic and excellent service for client relaxation needs.

4. Today the fourth largest health club chain is Wellbridge. It features over 45 clubs in 16 markets of fitness and wellness spa for working professionals and fitness enthusiasts. It is a concept of fitness, wellness, sports, and fun.

5. Nirvana Spa is located in Miami Beach, Florida. It features unique spas, 4 exotic steam rooms, massage, and yoga and workout facilities.

6. California Health & Longevity Institute has a total area of 40,000 square foot spa, which offers combination of Asia and Western rituals and strategies in the world of holistic treatments and therapy. This institute provides lifestyle transformation thru life advisor therapy to clients. It also houses a medical clinic, which provides medical assessments to complete the personalized life planning experience.

7. Evergreen spa offers treatments of combined touch approaches and organic products, which believe in holistic, approach spa.

8. Hilton Hawaiian Village Beach Resort & Spa is a complete resort spa. It includes 5 pools and a two-storey health spa with fitness center covering 22 oceanfront acres. This place allows clients to experience canoe riding, underwater tours, and club activities. It also contains a library, bars, and restaurants.

9. Evensong Spa is located in the wooded acres of Green Lake, Wisconsin. It is a complete picture of woods, wetland, trails, and paths. It provides relaxation and healing services thru the combination of natural and modern products. The best feature this place can offer is their famous indoor labyrinth. This winding path allows customers to improve their brain activities.

10. The Spa at the Balboa Bay Club features nine treatment rooms, hot whirlpool, eucalyptus steam room, lounge with fireplace, and beauty amenities. It is located in Newport Beach, California. Customers get ultimate relaxation while bay viewing.

11. Spa Solage is a geothermal spa located at Solage Calistoga Resort in Calistoga, California. It has an area of 20,000 square feet, wide enough to allow customers to experience full transformation and relaxation with 14 …

Why Do We Want Muscles? How Do We Get Them?

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What are muscles?

Muscles are tissues in the body that contract in order to promote movement.

There are many people out there who want  to build muscles.

        Some people want to build muscles for various reasons such as:

  • To boost self esteem, by doing this they feel better about the image the see in the mirror and also the way people look at them.
  • Another reason is they do it for entertainment and jobs purposes for instance a body builder, male models or others.

How to  build muscles?

People build muscles by going to the gym for 30 minutes or more for 3 to 5 days during the week . 

They do various exercises to strengthen the different muscles and promote muscle growth. 

  • For example you might do weight lifting and push ups to build your triceps and biceps.
  • Squats for your legs and gluts to make them tighter.

       To get  the desired results, one must be dedicated and disciplined, you might not see the desired results right away but its a start.

      Some people might not see the results they want because they might have excess body fat which covers the muscles.  Because of this some individuals will give up. 

           One solution to this is to go on a diet that consists of less carbohydrates, more fresh fruits and vegetables and be sure you are getting your daily 8 glasses every day, be sure to get enough sleep.  And exercise regularly.While on your daily exercise regime for building your desired muscles be sure to get alot of protein into your body to promote healthy muscle growth.  

Do you ever wonder if there was a way to get them in even faster without all that work mentioned above? 

To get more information click here: http://andes-7minutemusclereview.blogspot.com…

Pulled over for DUI in Los Angeles? Don’t give the officer and explanation!

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Police officers hear numerous excuses from those they arrest for DUI. Often citizens feel the need to offer the officer an explanation for why they have been pulled over. This is not your job. You have probably heard the Miranda expression that “anything you say can be used against you in a court of law.” This is true and you bet that officer is going to testify to what you allegedly said. Do you really want your explanation of, “I just had 3 or 4 beers” or your post FST statement of, “I can’t even do that test sober” to be used against you? Anything you tell law enforcement is ammunition to fine you, take your license, make you attend alcohol treatment classes and lock you up. Furthermore, the officer needs to have probable cause to pull you over in the first place. If there was no probable cause to stop your car then your attorney should run a 1538.5 suppression motion to get the evidence thrown out and your case dismissed. Remember, the only reason law enforcement wants to talk to a private citizen is because they believe that you are either one of three categories: (1) a victim, (2) a suspect or (3) a witness. Odds are when they pull your car over that you are a suspect. Politely hand over your license, registration and insurance information. Don’t give them an explanation!

Los Angeles/Southern California criminal defense attorney. Former Deputy District Attorney, now dedicated to preserving your trial rights in Driving Under the Influence (DUI) cases, traffic violations and other criminal cases. I focus my practice on Criminal Law and I place a special emphasis on DUI cases. Educate yourself! Don’t let the police officer and prosecutor be the only ones who are informed! Protect, defend and fight for your rights! Contact me by email: [email protected] or by phone: (310)739-4612 to discuss your case if you have been arrested for DUI, received a traffic ticket or have been charged with a crime in Los Angeles or anywhere else in Southern California. I am a member of the California DUI Lawyers Association, the California Bar, the Los Angeles County Bar Association and the American Bar Association. Go to my website: www.adamjpost.com

LEGAL DISCLAIMER: This material is for informational purposes only, and is provided as a public service. This public information is not intended to be a source of legal advice. Do not rely upon these materials for legal advice. Seek a consultation with more than one drunk driving defense lawyer on the phone or in person about the facts of your case. Every case is different and contains unique issues specific to each unique set of facts. Hire an attorney to represent you and protect your interests.…

How to Build Muscle With Cardio

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Everything that is done repeatedly causes adaptations in the body. This is why we exercise with weights. After performing a sufficient amount of strength training our body adapts in several ways, one of which is bigger and stronger muscles. However, some of the potentially negative adaptations that occur in the body have not been addressed in the mainstream bodybuilding publications. Below you will find out just what negative things strength training is doing to your body, and how a simple cardiovascular training protocol can help to mitigate these effects.

When you lift weights blood is pumped to your muscles to bring nutrients and flush out waste products. This helps to improve endurance during your sets. Over time your body gets better and better at pumping blood to your muscles. One of the main adaptations in your body that occurs to facilitate better blood flow is a thickening of the left ventricular wall of your heart. This thickening allows for more blood flow during those heavy sets, but it also has negative affects on your health. Thickening of the left ventricular wall causes blood to be pumped from the heart more forcefully. The blood vessels respond by becoming more rigid to withstand this pressure. The blood vessels can also develop small tears which become inflamed. This is where atherosclerotic plaque can begin to build up. All of these things lead to an unhealthy cardiovascular system that is at risk for a heart attack.

One of the other things that happens during weight training is the activation of the sympathetic branch of the nervous system. This is typically known as the “fight or flight” branch. When the sympathetic branch is activated it causes a release of the chemicals epinephrine and nor-epinephrine, which are commonly referred to as adrenaline. These chemicals can greatly enhance your strength. However, if you are constantly calling on the sympathetic branch of your nervous system it adapts by becoming more easily activated or by staying activated. This leads to what is known as “sympathetic dominance.” This essentially puts your body into “fight or flight” mode all of the time. As you may guess, this is very stressful on all of the body’s systems and not conducive to recovery from exercise.

So how do we correct these two issues? Well, there are many different corrective methods out there, and not all people will respond the same to any one method. However, in my work with professional athletes I found that one of the simplest methods is also one of the most effective. This method is simple cardiovascular exercise.

Everyone has heard about the health benefits of cardiovascular exercise. Many people also use cardiovascular exercise for fat loss (even though this is not the quickest method for fat loss).

However, most of us who are serious about weight training have heard at one time or another that cardiovascular exercise is actually detrimental to muscle and strength gains. While this is true with certain types of cardiovascular exercise, it is completely …

Chest Muscle Exercises

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A defined chest and an increase in chest muscle is a major fitness goal for a number of people, but what are the best chest muscle exercises?

The chest is a major muscle and the centerpiece of a great physique as it is the most aesthetic muscle on your body.

Chest Muscle Exercises are the key to building up all of the different areas of your chest which will lead to a bigger, stronger, wider chest.

Your chest includes some of the largest muscle groups in the upper body. Large muscles can handle more weight, which is important to remember when you are doing your chest muscle exercises.

When doing chest muscle exercises, your shoulders and arms are also involved allowing you to burn even more calories. A chest workout also serves as a great warm up for those smaller muscle groups.

Chest Press
The chest press is a great chest muscle exercise because it works all of the major muscles of the chest while also working shoulders and triceps.

To perform a basic chest press begin lying on your back on the bench press bench with your feet flat on the floor and spread shoulder width apart, grab the bar a bit less than shoulder width.  Straightening your arm, lift the barbell and position it so that the bar is at arms length over your lower chest.

Lower the bar down and touch your chest, keeping your upper arms close to your torso and then push the bar back up into starting position without allowing it to bounce off of your chest.

This exercise will add mass and definition to your chest, and is one of the best chest muscle exercises.

Remember to have some there to spot you whenever working out on the bench press.

Push Ups
Pushups are a great chest muscle exercise because they work almost every muscle in the body but an emphasis the chest and arms.

The basic pushup is simply and yet incredibly efficient.   Placing your hands shoulder-width apart, bend your arms and lower yourself down as far as you can. Straighten arms and push up but remember to avoid locking your elbows.

When your muscles grow more accustomed to the movement and you become used to lifting your body weight you can increase the weight by adding weights either around your waist or on your back.

Changing the width of your arms, from shoulder width to very wide, to forming a diamond with your hands in order to gain the greatest effect from the push ups.

Chest Flies
Chest flies are a great chest muscle exercise because it works the major muscles of the chest with a focus on the outer portion of the chest.

To perform chest flies lie on an incline bench holding one dumbbell in each of your hands with your palms facing towards each other just above your abdomen.  Arch your elbows out and away from your body while raising your arms up towards shoulders.  Pause for a …

Methods for Building Bigger Arms

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All bodybuilders want to have the biggest arms possible. The arms and chest is what defines a bodybuilder and the bigger the better. So actually building the arms is quite a high priority in most bodybuilding workout routines. But there is far more than just doing bicep curls as those will only help to build the biceps.

Spending lots of time on the triceps, which are the muscles at the back of the arm, will actually cause the arms to appear larger. The triceps are larger than the biceps so will need more training to build them up. But the effort will be worth it because once they start to grow, the size of the arms will change dramatically.

Close grip bench presses are great for working the tricep muscles. Just be sure to have someone overlooking whilst you exercise as you will be relying on the triceps to be able to get that last press so you can rest.

Biceps can be trained by the regular bicep curl and other more concentrated bicep exercises like the reverse curl or the bicep twist. These help to gain the extra definition and growth and not just build mass on the main bicep itself.

Nutrition is a major factor in building muscle as you probably already know. You’ll need to be consuming lots of protein to help the muscles grow and also a large amount of carbs to ensure you are getting the energy you need to train hard enough to get the muscle growth you need.

Building bigger arms is all about consuming the right balance of nutrition and making sure you are training each muscle correctly. A variation in exercises is great for ensuring the muscles can grow both in width and in length. That is the key for having big arms to be proud of.…

SRP employees dispute contract’s health insurance premiums

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Salt River Project could see as many as half its employees walk off the job if the Arizona utility can’t work out a new labor contract for hourly workers.

The International Brotherhood of Electrical Workers Local 266 has turned down two contracts offered by SRP management. IBEW attorney Jim Abdo said the biggest stumbling block is health insurance costs.

The current contract, which expired Nov. 15 and is operating under its second extension, has SRP covering 100 percent of employee health insurance costs, but the new offer calls for workers to pay as much as 25 percent via premiums. Abdo would not go into specifics about how much SRP’s health plan would cost each worker. SRP spokesman Jeff Lane also declined to comment about the clause in the proposed contract.

Abdo said the contract affects about 3,000 workers at SRP, while the company says the number of hourly workers that would be affected is about 2,300.

Abdo said the contract under negotiation would be for three years. Talks will start again in early January, the union and SRP confirmed. The third deadline to reach a deal is Jan. 31.

Abdo said if there is no movement in the January negotiations, union workers could walk out sometime during the first quarter, though he hopes a deal can reached.

“Nobody really wants to strike,” Abdo said.

The labor agreement covers workers who repair and service SRP utility lines as well as meter readers, electricians, machinists, customer service workers and other hourly employees. SRP, which supplies water and power to 930,000 customers in the Valley, has 4,500 workers statewide. The hourly collective bargaining agreement applies to both aspects of SRP’s business.

How a work stoppage would affect SRP is unclear. Not all of the 2,300 workers SRP says are hourly are in the union, and the state’s right-to-work laws do not allow for “closed shops” that require employees to join the union.

“SRP maintains a work force contingency plan to ensure that we can continue to provide reliable water and power and customer service,” Lane said. “We can’t comment on specific actions, however.”

No federal labor laws would bar workers from striking. The National Labor Relations Board has restrictions only for union workers at hospitals where they must give a 10-day notice of an impending strike, as well as workers in the railroad and airline industries, the latter two covered by the National Mediation Board.

Other than that, labor restrictions are left up to the state, said Nancy Cleeland, director of public affairs for the NLRB.

Union workers rejected a second proposal by SRP management on Dec. 18 and also voted to strike, if necessary. After each contract rejection, SRP and union officials agreed to extend the current agreement. While SRP officials wouldn’t comment on its offer or sticking points for the workers, Lane said employees would see a 3 percent pay raise in November, followed by a 1.5 percent pay hike by mid-2011. Raises in the third year would be negotiated.

Lane …