Tag: Health Insurance

Since the early 1970’s, private industries have recognized the benefits of conducting environmental, health and safety audits at their regulated facilities. In general, the purpose of an environmental, health and safety audit is to ensure compliance with the myriad of environmental, health and safety regulations that have been promulgated by the Occupational Health and Safety Administration (OSHA), the Environmental Protection Agency (EPA), the Nuclear Regulatory Commission (NRC), and many other federal, state and local agencies. In addition, contemporary audits include the implementation of environmental health and safety management systems such as ISO 14001 and OHSAS 18001 and adherence to corporate standards or guidelines. In order for an environmental, health and safety audit to be successful, the author offers the following tips:

1. A lead auditor must be assigned. This person will have the primary responsibility for assembling the audit team, defining the scope of the audit, preparing the agenda and audit plan, reviewing the draft report, and following up with any required corrective actions upon completion of the audit.
2. A primary site contact will need to be assigned. In most cases, this contact will be an environmental, health and safety manager or a person with similar responsibilities. This person should have access to all important environmental, health and safety records and permits, and should have unimpeded access to every physical area of the facility. In addition, verify that the primary site contact communicates with the highest ranking member of management at the site about the audit and its schedule. Nothing causes more of an uproar than conducting an environmental, health and safety audit at a facility where the senior management team is unaware of its occurrence. Of course, if your company has a policy that “surprise audits” are acceptable then that’s a different story.
3. Pre-planning for an environmental, health and safety audit is as important as the audit itself. Much of the success of an environmental, health and safety audit program depends upon careful planning. At least two weeks prior to the on-site activities, the lead auditor should prepare and distribute an agenda to all involved personnel, including the site contact.
4. Provide a list of requested documents and programs to the site contact. Copies of these documents should be received by the audit team well in advance of the on-site activities. Important documents to be included on this list are regulatory permits such as air permits, wastewater permits, radioactive materials licenses, storm water permits, etc. Written programs and associated training materials for regulatory programs such as hazard communication, chemical hygiene, respiratory protection, bloodborne pathogens, and hazardous waste management. If you are uncertain if any of these programs apply to a given facility, go ahead and include it on the list and provide the respondent with the “not applicable” option. For larger facilities, having a site map may also be helpful.
5. Review written documents. The amount of time that you will have on-site will generally be limited to one week or less. For larger facilities you must use your on-site time wisely.

As women, we can tend to place our emotional health on a back-burner for a variety of reasons. The problem is, that if we do not start caring for ourselves as we care for everyone else, then we may be facing anger, frustration, illness, depression and a host of other negative ramifications further down the track.

Historically, our role as women has been that of caregiver. Therefore, many of us hold an irrational belief that we are selfish if we put our own emotional and mental health first.

We can find it difficult to take care of our emotional health even when we know how important it is, because we may not know how to.

We may try to push what we are feeling under the carpet, hoping it will go away. This rarely occurs. What is more usual is that, matters may get worse and then, we may find ourselves exploding with anger because we did not extinguish the small flame that was there in the first place.

It may be hard for us to find time for ourselves with the endless tasks of daily life that need doing. But that just means we are putting a higher value on tasks than we are on our own well-being.

Some of us feel guilty about spending money pampering ourselves.

Many of us feel that we have to be there for everyone but ourselves and that the world is on our shoulders. Even if we are single parents, it is vital to take time out, otherwise we will experience burn out. Who said we need to be on call 24 hours a day?

What we do not realize is, that if we do not look after our emotional health, we will not really be able to look after anyone else in any positive way. What is the use of going into depression? It will affect not only our quality of life but also the lives of those around us that we so want to look after.

One of the best things we can do to begin helping ourselves is to really challenge our thinking. How much do we value ourselves? If we look at the tasks we perform each day and the roles we adopt, would we ever expect anyone else to be doing this without a break or reward? What is reasonable for us to do and when is it time to stop and just BE?

Do we want to live a passionate, fulfilling life and have positive relationships? It all begins with taking care of our own emotional health. …

Diet plans = lose weight fast. The many diet plans like Jenny Craig, Weight Watchers, Atkins, South Beach, and Nutri-system all work well to improve your health and help you lose weight fast if you follow all of their rules to a tee.

Atkins and South Beach were recently very popular, and they work on slightly different principles, both which will improve your diet. The Atkins diet is the popular low carbohydrates diet where you remove refined carbohydrates like sugar, flour, and high fructose corn syrup from your diet. In restricting carbs, you force your body to look to other energy sources, like fat. The South Beach diet also espouses a low carb intake, but it also encourages eliminating saturated fat – unsaturated and polyunsaturated fats are allowed.

Nutri-system is a weight loss diet plan that sends you all of your meals for the day. The nutritional principle behind their food choices is that all the food has a low glycemic index, which keeps your blood sugar level from spiking and falling very quickly and causing the excess glucose to be stored as fat. Nutrisystem meals instead cause your blood sugar levels to stay in healthy ranges, extending the use of that energy and increasing your metabolism.

Weight Watchers and Jenny Craig use all of these principles by encouraging balanced meals and moderation in eating. Weight Watchers is known for its points system, which is a form of calorie counting at its core. Jenny Craig does a standard calorie count. Both work under the standard of caloric intake and expenditure – make sure you put in what you take out through your average energy needs, and you can eat more if you exercise more. Another service they provide is a kind of group therapy with registered counselors, all keeping you accountable and giving you advice on meals, exercise, and one’s emotional state during the diet plans.

This is the result if you follow these diet plans = lose weight fast, but there is a much quicker way than all of them listed above.…

The aging Baby Boomer generation offers a lot of career opportunities in terms of the elderly care it needs. In 2008, around 7.6 million individuals received adult daycare services to treat long-term health conditions, terminal illness, acute illness or permanent disability, according to the data released by the National Association for Home Care and Hospice. However, to start the rewarding career of an adult daycare provider, you need to obtain an in home care license. The type of license you need depends upon the type of agency you want to start, ie, whether you want to work on your own or want to employ nursing staff for your agency.

In Home Care License: How to Obtain it

Here are the steps you need to follow to obtain an in home care license:

Application Submission : Firstly, you need to contact your State Department of Health and Human Services and submit an application for the home health-care license. You can get this application at the department's office as well as online.

Inspection : The Department of Health and Human Services may carry out a survey of the place or building that you intend to use to operate your home care business. The department may also inspect all the material and products you have to take care of patients. To ensure that you clear the inspection, you need to adhere to the various requirements charted out by the department. You will also be required to disclose all business records and accounts to the department. For instance, the department may ask for your price structure, annual budget, service categories, client demographics and individual employee roles. After the department is satisfied with the inspection, it will issue you a license.

Medicare License : If you want to serve Medicare and Medicaid clients, you will need to obtain an additional license. This requires you to apply through the State Medicare agency. Also, you will be required to contact an authorized surety company to obtain a surety bond of $ 50,000. Another inspection session will be carried out by a state representative to ensure that your home health agency adheres to all the health and safety standards. Other basic requirements include three months of operating funds, steady revenue and a minimum of seven clients.

Once you get the home care license, be prepared for annual total operation evaluations and surveys by the Department of Health and Human Services.

It must be noted that the department may require you to undergo training before issuing you an in-home care license. For this, you may need to complete a course at a local training center. However, the best way is to contact a reputed and trusted consultant, such as HomeHealthStartup. At homehealthstartup, you can get detailed manuals along with compact discs of the training material to start your home care business. A consultant will guide you through the steps to get the required license. …

Located in the South Platte River Valley on the High Plains just to the East of the Front Range of the Southern Rocky Mountains, Denver is the capital and most populous city in the state of Colorado. As of the 2005 census, its population was 557,917. Further, the Denver-Aurora Metropolitan Statistical Area, which combines the city and county of Denver with nine suburban counties, had an estimated 2006 population of 2,408,750, and the Denver-Aurora-Boulder Combined Statistical Area had an estimated population in 2006 of 2,927,911.

Denver has been nicknamed "The Mile-High City", because its official elevation, as engraved on the fifteenth step of the state capitol building, is one mile (1,609 meters) above sea level.

Attractions in Denver include:

– Denver Art Museum

– Denver Zoo

– Six Flags Elitch Gardens

– Wings Over the Rockies Air and Space Museum

Here is some more information about the area:

– One of the major companies headquartered in Denver is Qwest.

– Important education institutions in Denver include Auraria Campus, Regis University and University of Denver. Auraria Campus homes facilities of three separate universities and colleges: the University of Colorado at Denver and Health Sciences Center, Community College of Denver, and Metropolitan State College of Denver. Regis University a coeducational Roman Catholic university. University of Denver is an independent coeducational university.

– The principal airport serving Denver is Denver International Airport.

– Professional sports teams in Denver include the baseball team, the Colorado Rockies, the basketball team, the Denver Nuggets, the ice hockey team, the Colorado Avalanche, and the NFL American football team, the Denver Broncos. …

1. Coventry health insurance: It pays to look through your health insurance policy at least once a year or as often as you think changes have occurred in your health or that of your family member. Even if this does not lead to savings, it will ensure you always have adequate health insurance.

While doing this routine check you can also become aware of coverage no longer need. Dropping such unnecessary coverage will reduce your health insurance rates. A good example is a family health insurance policy that still includes your married daughter who is now on the same health insurance plan with her husband.

It may only occur to you when you get your annual payment notice. And you could be over-joyed with the fact that your child is now in college or married that the last thing you'll even consider is which insurance coverage you have to drop.

2. Coventry health insurance: Are the limits of your health insurance policy reasonable? The maximum amount an insurer will pay out if an insured develops a catastrophic health condition is worth considering. If they have limits that you consider unreasonable then it's time to shop for another health insurance provider.

Do not also fail to check to ensure the maximum you'll be expected to contribute to treatments each year is good enough for you. Like in the previous case start shopping for a better health insurance carrier if it's not good enough.

Coventry health insurance: Get and compare quotes from five or more insurance quotes sites if you want to lower your health insurance rates by a huge margin. The more sites you get quotes from, the better as you'll be more likely to make huge savings this way. …