Cheap health insurance, sounds like a hassle to find it and know you are not being taken.
If you are in the market for health insurance for you or your family, I feel your pain.
Personally, I dislike insurance of any kind but it is necessary to prevent an injury, illness or operation from wiping you out financially. So I have it, so should you.
But you don’t have to overpay for this necessity. Just do your research before you part with your hard earned dollars. You can find cheap health insurance that gives you great coverage.
Maybe you think you don’t need health insurance, you are healthy and exercise…
An acquaintance had rotator cuff surgery. As an outpatient, in the hospital at 7AM out at 11 AM. Total cost over $70,000. I am not making this up. Fortunately, he had insurance that picked up most of it. He won’t tell me how much his out of pocket expenses were but it wasn’t $70,000.
How do you know you are not overpaying? Short answer you don’t know unless you get a lot of bids for similar policies. Talk about fun…filling out insurance applications ranks right up there with root canals.
So if you could get over 100 quotes in a minute that should cover the doing your homework aspect. Right?
But you don’t want as salesperson calling when you sit down to eat. Neither do I.
You also would like to know if you get a new policy, will your current doctor accept the new company? Don’t blame you finding a new doctor is a hassle.
Would you be interested if all you had to supply was your date of birth, your zip code, your gender, whether or not you smoke or you are a student? That’s all it takes to get over a hundred free quotes.
No phone number, no Social Security number…no obligation. You are given the name of the company, what is covered, what the deductibles are, which doctors accept them, PPO, HMO, co pays…and of course the price for a month’s coverage. You choose whats best for you and then fill out a single application.
I have used this service for 8 years, there are no fees. I reapplied in June and found a policy that saved me $57 a month for the same coverage. I had what I thought was cheap health insurance. Now I have really cheap health insurance.