Affordable health insurance is available for anyone with a spare minute … that's 60 seconds.
Health insurance is a necessity for families but it does not have to be that expensive. Health Insurance companies are doing great profit wise, but they are still competitive for your insurance dollar.
Would you be interested if there was a way to get over 100 quotes, from top companies, without giving your phone number? That's right over 100 policies, by only providing your age, gender, zip code, and whether or not you smoke. That's it … no name … no address … and especially important no phone number.
We have used this free service for 8 years to get the lowest price possible for our health insurance.
Want to keep your current doctor? Good for you if you have found a good one. No problem, type in his or her name and it will tell you which of the 100 policies he or she will accept.
Last month we visited friends in California. He is a retired police officer. They are very fit and healthy and see their doctor once a year for a physical. They pay over $ 800 a month for insurance they get through the state. PERS I believe it is. 1 minute later they found many policies for less than $ 500 a month, accepted by their current doctor. They were mad at first then glad they checked.
Now that still seems expensive to me but it's California. We pay $ 300 a month for our insurance in Arizona. We are older than they are as well. We have a high deductible policy … $ 5000. The highest deductible we found in California was only $ 2500.
Point being affordable health insurance is attainable due to competition. Most are not aware of the savings available to them, because they dislike dealing with sales people and being bothered at home. You do not have to be bothered either.
Ready to see how much you can save? …
Normally, one of the farthest thoughts from a college student's mind is procuring health insurance. Why is this? In many cases, a student attending college is between the ages of 18-25. He or she is reasonably healthy and lacking extra funds to put towards health care. Therefore, rather than spend the extra money for the health care premiums, it is put towards other necessary and unnecessary items.
In reality, it is extremely important for a student to obtain health care. A simple broken arm or leg, without insurance, could result in mounting medical bills that set the student back more than he or she realizes. Keeping this necessity in mind, it is also essential that affordable health care be available to college students. Often living on a tight budget as it is, students require a basic coverage that allows he or she to feel secure without draining already nonexistent financial resources.
The most ideal scenario would be for the student to, if at all possible, remain on his or her parent's health care plan. Many plans will continue to cover a student between the ages of nineteen and twenty three as long as he or she remains in college for a certain number of credit hours (usually full time) each semester.
Often times, colleges and universities offer (and sometimes mandate) a basic health plan to students who attend that particular school. "Basic" is the applicable word here – although these plans are affordable for students, the coverage is often very limited. Students are also frequently required to see doctors and medical facilities on campus. In order to broaden the scope of medical care to doctors and facilities off-campus, a private health insurance plan may be needed.
A search of the internet will deny a variety of resources and information to point a student in the right direction as they attempt to secure affordable health care.
Helpful sites include:
eStudentInsurance.com – compiles a range of various health plans that have comprehensive benefits, backed by solid underwriters.
UHCSR.com – an informative resource for students looking for health insurance quotes from UnitedHealthCare.
StudentsHealthInsurance.com – also provides health insurance quotes and FAQs for students.
StudentSelect.com – offers personalized quotes for students, and coverage highlights from Assurant Health.
The reality is that there are countless web sites that offer students the ability to review and compare plans, as well as receive multiple quotes by filling out just one application. Affordable health care is available, and the internet makes it even easier to obtain the coverage that is right for the individual student. …
The real benefits of aerobic exercise are achieved by increasing your heart rate and breathing hard for an extended period of time. During this aerobic activity your body produces more energy and delivers more oxygen to your muscles. Your heart beats faster and increases the blood flow to your muscles and then back to your lungs.
Aerobic means "with oxygen" and your body's aerobic system is your heart, lungs, blood vessels and muscles. The benefit of aerobic exercise is based on how well your body can deliver oxygen to your muscles and use it for energy. Regular aerobic workouts increase your ability to take in and transport that oxygen and improves your aerobic capacity.
A good aerobic exercise program can help you live a longer, healthier life and enhance your well being. You get a multitude of benefits if you do your aerobic workout on a regular basis even if the intensity is low or short in duration. It's fun to keep a log of your workouts that track your progress to see how far you have come in your pursuit of fitness.
The bottom line is to start an aerobic workout that you enjoy and look forward to doing on a consistent basis. Aerobic activity is fun and it does not require a lot of concentration. So listen to music, watch TV or listen to educational tapes while you are performing your aerobic exercise program.
Aerobic workouts make you feel better about yourself so you can enjoy life more. It boosts your mood, strengthens your heart muscle, helps you maintain your weight and can even lower your blood sugar levels. It can help increase your stamina and help you manage stress. A session of aerobic activity can help you relax after a stressful day at work. It can even improve your sexual performance.
If you maintain a regular aerobic exercise program as you get older, your muscles will stay stronger and help you avoid fractures and falls. This will help keep you independent and on your own longer. People who engage in exercise and cardiovascular fitness appear to live longer than those who do not.
Aerobic activity comes in many forms and you can benefit from the time you spend in doing them. The benefits of aerobic exercise are good for your body and your mind and will help to make you live longer, stay healthy and feel great.
Copyright © 2005 Treadmill Info.com All Rights Reserved. …
Are you interested in advocating for yourself in the health care setting? Then you will want to read this article. In this article, we will discuss the fact that only YOU can advocate for your health. Before your next Medical Visit start by having a list of all the medications you take, name, dosage amount and how many times a day you take it. Write down any side effects such as diabetes or decreed energy or if your appetite has changed. It also helps to note when the side effect occurs, for instance right after you take the medication or later on. Also write down any allergies you have to either food or medicine. Keep a copy of this information on your computer and a hard copy in your wallet or purse. You can even down load it to a "thumb or flash drive", then the doctors office can open it up and print a copy for your medical chart so it will be readily available for the clinician. Lastly, write down any questions you may have for the clinician regarding either medication, treatment or maybe the lab results previously completed. Perhaps you have questions about an upcoming test that you are going to be scheduled for.
Years ago it was very common not to your question health care provider. After all, he was the Doctor right? Not any more, with the advances in health care and access to knowledge and education, it has really become our responsibility to advocate for our health care. If you put this information to use you should feel confident you are receiving the health care you need.
Only you can advocate for your health, as a Registered Nurse I listen to what my patient is telling me. If he or she is saying something is wrong I listened to them, ask questions and help solve the problem. A wise clinician always listen to their patients, I learned this early in my career. Advocating for yourself in health care is essential because you know yourself the best. Even though the clinician has the education to put the information you are providing together, they still need the what only you as the historian can provide. You are the main piece of the puzzle.
It is also important to know what to do if you or a loved one is hospitalized. If you feel that either something is wrong and needs to be corrected or your loved ones health is deteriorating and it looks like no one is listening to you. Then you need to use what is referred to as the "Chain of Command." First you would start with the staff RN or LVN that is providing care for your loved one. If they do not resolve the issue, or you feel like you are not being heard or they are too busy, then go to the next person in line. That would be the charge nurse on the floor and so on until someone listens …
Part 3.
Acupuncture Massage.
It is the Great combination of two words.
Acupuncture is an ancient study. It is a technique that has been done for thousands of years as part of Traditional Chinese Medicine (TCM). Acupuncture uses a method of inserting needles into specific points (acupuncture points) in the body. Acupuncture points are located throughout the body.
There are yin and yang points throughout the body including the hands and the feet.
Massage is the practice of applying structured pressure, tension, motion or vibration — manually or with mechanical or electrical aids — to the soft tissues of the body, including muscles, connective tissue, tendons, ligaments, joints and lymphatic vessels, to achieve a beneficial response.
A form of therapy, massage can be applied to parts of the body or successively to the whole body, to heal injury, relieve psychological stress, manage pain, and improve blood circulation. Where massage is used for its physical and psychological benefits, it may be termed “therapeutic massage therapy” or manipulative therapy.
To summarize, Acupuncture Massage is the practice of applying structured pressure, tension, motion or vibration — manually or with mechanical or electrical aids to specific points on the body.
The Advantages of Acupuncture Massage in short are:
You are not using needles. You are applying massage to precise points to achieve the most benefits in the shortest period of time.
The balance of Chi, or Qi in some books (is a term used to describe vital energy in the body) is the very foundation of being alive and functioning in Traditional Chinese Medicine technologies.
If there are deficiencies of Chi, there can be pain and illness.
Pain is supposed to mean that there is a blockage or a poor flow of Chi.
If there is a problem with the systems or a disease is present, acupuncture tries to address this by attempting to modify the activity of one or several of the systems of function.
Each acupuncture point, one way or another, are connected to each organ in the body.
Addressing massage to specific acupuncture points, releases blocked Chi and helps your body’s immune system to finish the job. Some acupuncture points are very easy to identify. They are points of pain (back pain, neck pain etc).
Even though there are more than 1000 acupuncture points on the body, you don’t need to know more than 10-20 acupuncture points to help you or members of your family with some “everyday” problems without a deep knowledge of acupuncture science.
Just keep in mind You always have to consult your doctor before do anything yourself.
Relaxation is necessary for maximum therapeutic benefits to be achieved.
The procedure treats the body as a whole. It works to improve the function of several systems of function that are associated with several physical organs in the body.
This is why acupuncture massage is so good for you.
You are archiving relaxation by massage and unblocking Chi by massaging acupuncture points. They help to restore the body through a …
Which vitamins and minerals are the most famous ones for their role in supporting good sleep? These definitely would be calcium, magnesium and vitamin D.
For example, a study in the European Neurology Journal tested calcium levels in the blood during sleep and discovered that calcium peaks at a high point during the deepest levels of sleep such as the rapid eye movement phase (REM), when dreaming occurs.
Recent studies are showing that a lesser-known vitamin also plays a vital role in preventing insomnia – the eye strengthening Vitamin A.
With the National Sleep Foundation reporting that close to 60% of Americans are experiencing sleeplessness and insomnia at least a few nights per week, many people are spending a lot of time and energy searching for some effective, natural ways to sleep better. One study on vitamin A that’s related to sleep was published in the PLOS Journal (Public Library of Science).
The researchers selected 2,459 adults aged 20 to 85. They discovered that people who have lower blood levels of vitamin A have higher odds of having a shorter sleep duration (i.e. 5-6 hours per night), compared to those with more vitamin A having a better sleep duration (7-8 hours per night).
Vitamin A, long-known for its benefits to healthy eyes and vision, is also a key to helping regulate the sleep-wake cycle. When light from the sun enters the eyes, it’s vitamin A that provides the middle step for the brain to then know it’s day and not night. With adequate vitamin A in the eyes at night when it’s dark, one’s night vision will be strong – unless most of the vitamin A is used up for its light translation duties in the day time. If the eyes are weaker at night, this is a possible sign of vitamin A deficiency. When the vitamin A sunlight signal grows weaker, the body knows it’s nearing time to go to sleep.
The best ways to get adequate vitamin A is through whole foods – namely egg yolks, butter, vegetables with a green, yellow and orange color, liver and cod liver oil. Vitamin A supplements are also an option, but are best taken as part of a diet that includes healthy sources of vitamin A, as well as good sources of other important vitamins and minerals. Eating a healthy diet would include grass fed meats, poultry and fish, a rainbow of organic vegetables, and good fats like avocados, coconut oil and olive oil.
Another thing to consider for helping to prevent insomnia is reducing the use of electronics and TV at night or at least turning them off an hour before bed, in order to limit their melatonin-blocking effects. In an article from the Lighting Research Center at Rensselaer Polytechnic Institute, the researchers said: “Our study showed that a two-hour exposure to light from self-luminous electronic displays can suppress melatonin by about 22 percent. Stimulating the human circadian (wake-sleep cycle) system to this level may affect sleep in those using …
Home gym workout routines can take the hassle out of staying healthy. How often have you claimed your busy schedule as the reason you could not get to the gym? How many times have you skipped a workout you knew would make you feel better because the fatigue of traffic and the pace of a gym with trainers were too much for your work weary mind?
Well, say good bye to the excuses standing in your way because home gym workout routines are the answer for your busy schedule. The key to a successful home gym workout routine is scheduling yourself time.
Even though you are working out at home, you still need to hold yourself accountable to your own body. Setting aside a little time will make your workouts less stressful because you will already have that time framed for the activity.
Home gym workout routines can be tailor to meet your specific needs and available equipment. Try a treadmill workout routine to get yourself started and you can do that today. With a treadmill walking program you can work legs and even tone abs and arms.
You should always consult your physician before beginning any workout regimen, because they can help you tailor your routine to your health needs and abilities. Begin with moderate walking twenty minutes a day and this can go a long way to decrease your stress load, increase your energy level and tone your muscles.
The great thing about a treadmill workout routine is you can do it year round in any weather condition. A treadmill walking program can be done as you read the newspaper or make evening calls or it can be a time of complete peace and isolation. Adding small hand weights can afford upper body toning even as you walk.
Your body describes your attention, and your schedule need not stand in the way. Try a home gym workout routine today to shake away the cob webs from your body and you'll start seeing amazing results.
Copyright © 2005 Treadmill Info.com All Rights Reserved. …
Weight gain is a lot easier as you grow older particularly as the motivation to exercise also wanes, but you can turn it around it does not matter how old you are. You should start to weave some sort of exercise into your daily life.
One type of exercise that you should consider to do is weight training, also known as strength training or resistance training. Weight training will not only help with losing weight but will also trim and tone your body. Age does not matter it has been shown that women as old as 70 who have started to weight train and have improved their body strength within a very short while.
Weight training is an important element in fighting flab; maybe it is the most important. If you do aerobic exercise you only burn fat during the exercise but with weight training you burn fat even when you have finished. The body is still burning fat for up to as much as twelve hours after finishing the exercise while it is building the muscles worked, so you can still be burning fat while you are resting. But that is not the end of the story.
A body full of muscle uses far more calories than a body full of fat, so you will find that you will need to eat more to maintain your weight and your muscle. You do not need to worry that you will bulk up like a body builder, as you do not have the right makeup to do this, as a woman you will only elongate and define your muscles, and build lean muscles.
When you first start to weight train you might find that your weight will actually increase. This is because muscle is heavier than fat but as muscle is smaller so you should notice the body getting smaller even if the scales do not show an increase in weight.
The additional benefits from weight training are: –
1. It helps to strengthen and increase the density of your bones because the act of the muscles pulling and flexing the bones helps to lay down more bone fiber.
2. Stronger muscles helps your body to be more steady and so helps to prevent falls.
3. It has also been found that it can fight the build up of abdominal fat by lifting weights at least twice a week.
Finally when weight training make sure that you change your routine around so that the body can not get use to the routine. It only takes the body about six weeks for it to learn how to work efficiently if keeping to the same routine and there before you will stop seeing any weight or body changes.
So have fun and start weight training to lose weight and tone your body. …
The term "wellness' has often been understood as the absence of illness or disease. or simply happy with their lives. Here, wellness is not a static state and does not automatically mean that a person is only healthy. In general, wellness encompasses good physical health and the feeling of happiness and satisfaction. flow of energy is important to your mind, body and spirit.
Your emotional wellness (emotional state) can influence your physical health (physical health) and vice versa. A person in an unhealthy resistance and is more vulnerable to development of illness or physical disease. The negative feelings can also lead to the development of unhealthy habits such as smoking, excess alcohol consumption and drug abuse. Both your emotional and physical condition inevitable determines how you feel, if your appetite is good and the actions that you would undertake for the day. This can be attributed to a well balanced and smooth flow of energy in your body, giving you that "fell good" feeling. However, when there is interference to the flow, you may feel empty, confused, pressured or even suppressed and that can result in illness or disease.
Everyday, whenever we eat work or play, we are exposed to many types of toxins and contamination from various sources that can affect our health. It is not uncommon to be exposed to toxins or contamination in our food, water and environment in our routine activities daily.
The meat and vegetables that we eat contain toxins such as antibiotics. The processed and packaged foods we eat in increasing amounts contain artificial flavors, colors, chemical preservatives and unsaturated fats, the substances that our body can not use increase. Caffeine in soft drinks and coffee can affect the body's digestion. For those of us with unhealthy habits, there are also toxins in perfume, alcohol and cigarette smoke. People who are exposed to industrial chemicals, agricultural pesticides, radiation treatment (eg chemotherapy), irradiation and prescription drugs with side effects routinely acquire toxins. …
In an ever saturated industry where the word “weight loss” is being thrown around so frivolously, it is no wonder many people are beginning to associate the fitness industry as a sham. Of course, there are bound to be a few tips that are floating around that are based on scientific research, but how sure of them can you be? Today, we share with you some of the top tips in order to truly kick start your journey to a sustainable weight loss program that is bound to leave you satisfied.
1) Drinking Coffee At The Right Time
Drinking coffee in late afternoons or early mornings will not only boost your metabolism, it also aids in the fat burning process. In addition to this, coffee is packed with tons of antioxidants and is extremely effective at controlling your diet by curbing your hunger pangs.
2) Consume Lesser Refined Carbs and Opt for Whole Grain
Refined carbohydrates such as rice that have had their fibrous parts removed are the main culprits for high spike in blood sugar causing you to have hunger pangs. In addition to this, when you consume huge amount of these refined carbohydrates, not all carbs will be used. Those unused carbs will then be converted to sugar and fats, and subsequently stored in your body as adipose tissues.
3) Consume More Liquid Throughout The Day, Especially Before Meals
Drinking water not only increases your metabolic rate by up to 30%, it also fills up your stomach, making you bloated and thus reducing cravings. This is why it is recommended to drink at least 500ml of water before your meals to prevent overeating.
4) Get at Least 7 Hours of Uninterrupted Sleep
Research has since proven that those who get sufficient rest and sleep, have up to 89% chance lower of getting obese. This is linked to a research conducted by the University of Chicago that saw students dropping more weight when given adequate rest. So remember, the next time you decide to stay up late to binge or to chase after your favourite drama, think about your weight and the sacrifices you will be making.
5) Do High Intensity Interval Training
High intensity interval training works because they send your body into an insane overload due to the differing heart rate throughout your workout. Simply choose an exercise and do two differing speeds, never allow your heart rate to settle at any point in time. The key here is to NOT have your body adjust to a particular intensity and you’ll be fine from there. And to add to the number of benefits of high intensity interval training, the fat loss doesn’t stop after your exercise ends. In fact, the body goes into full overdrive up to 36 hours after your high intensity training. This allows your body to continue burning fat at a higher rate even while you’re resting!…